Ummm So.....who actually reads insurance stuff when they get hired? What if you work for yourself? Do you research your options? And who actually reads insurance info when open enrollment period rolls around? I don't know about you, but I was an autopilot insurance chick for a long time. Ever since I started working, I'd just pick whatever option was cheapest, or check whichever box was easiest for my insurance policy. I had no responsibilities, I never got sick, and I barely had to go to a ...
Budgeting Tips and How I Budget
NOTE: I am NOT a financial advisor, this is just info from personal experience, don't try to sue me. Thanks! I'm really surprised at how many emails I'm receiving with money questions after posting about operation penny pinch, and asking for financial advice! I didn't expect to be posting more on money, but it is an important part of all of our lives, and a big part of mine especially this year so I guess it makes sense to share what lil bit I know. I'll do it in parts. ...
Operation: Get That Dough (I need a better title)
[wpsr_sharethis] Help me out girls. What's a good title for Operation: Get and save money in any (legal) way shape or form I can for a house, a baby coming soon and grad school tuition? While you're thinking about that, I'll let you in on my plan so far in the tentatively named Operation: Get That Dough 1. saving $ from 9-5 job - OK this is the "duh" item on the list and will likely contribute most to the savings accounts. I save $XXXX each paycheck to an account on everbank.com. ...
Shopping Ban Part Deux – June to November
So here goes. Part 2.In January I posted THIS great idea.And I stuck to it, until THIS happened.Now it's June, and I'm going to abstain from shopping until November 1.This includes: clothing, books, shoes, accessories, hair products (gulp), jewelry and toys (ie: house stuff).Biggest of all -- And I honestly don't know if I can even do it -- I'm adding eating out to the ban. I'm allowing myself only one date night dinner out with John, and one dinner out w/ friends each month. (starting ...
25 Frugal Changes You Can Make Today
Wisebread, one of my fave personal finance blogazines posted: THIS LIST a while ago of 25 Frugal Changes You Can Make Today. Then I saw it the other day on another of my favorite personal finance blogs Free Money Finance. Let's see how we rate:1. Reduce/Eliminate Daily Luxuries - That's probably the best tip. Those things really add up. I do this now, thank goodness, but probably not as much as I could. If I ever hit dire financial straights I could tighten my ...