# 1 – Finance a dream vacation…in cash
Done, several times. I’m a lil surprised that the first item on a financial milestone list is about vacation! Shouldn’t it be about getting out of debt or saving or something bigger dealish?
# 2 – Pay off your student loans
Don’t have any student loans, but will soon 🙁
# 3 – Automate paying your credit card bill in full
Well I pay it in full but it’s not automated. I rather enjoy making the payment “manually” online. I feel like I’ve accomplished something instead of it just disappearing from my account without my clicking OK. 🙂
# 4 – Get rid of all bad debt
I’m allergic to debt. Never accumulated any till now. I’m about to get into it bigtime for grad school though and I’m kinda pissed about that. I asked my mom for $35k she told me the checks in the mail…somehow I don’t believe her.
# 5 – Build an adequate emergency fund
Done a few years ago.
# 6 – Make your first, and last, investment mistake
I don’t think I’ve made one yet…Let’s pray we never do.
Yup, got it.
# 8 and 9 Max out a Roth and Contribute to your 401(k)
I’ve been contributing to 401k/403b for a while but just opened an IRA recently. Neither has been maxed.
# 10 – Get a degree or certification that increases your earning power
I have my undergrad but it didn’t increase my earning power. I won’t have my life coaching certification or my masters degree until after I’m 30 so this one is a no.
Well, I did! It was fun and liberating but not as lucrative as I’d hoped.
I’m sure I have, but since I can’t think of anything I will give this one a no.
I did this in 2008! It’s what led me to work for myself for 2010….we see how that turned out ::screwface::
# 14 – Start a sub-savings account for an upcoming financial goal
We did this!! Baby fund and House fund are in full effect!
I’ve done this, but am not sure if it will go down as planned. I’d like to be semi-retired at 50.
# 16 – Monitor your credit
Totally!! I have a kickass credit score and I plan on keeping it that way.
Oh I’m good at that!
No thanks. I worked at a nonprofit and I know the bullshittery that goes on with the incoming funds. I also know the bullshittery that goes on with making things look good for the ratings places like Charity Navigator. Be careful with your donations folks!
I prefer to give my time.
Ummm…. no thanks.
# 20 – Start a 529 College Savings Plan
Well, my goal was to begin this as soon as my first child is born. I didn’t know that you could start one without your child’s social security number to attach it to. I’m going to look into this for 2011.
How do you fare with this list? Did you accomplish these things in your 20s or after? How many of the 20 have you done so far?